How to know when to refinance your mortgage – Bankrate.com – 2 major types of refinances: Rate-and-term refinancing to save money. Typically, you refinance your remaining balance for a lower interest rate and a loan term you can afford. (The loan term is the number of years it will take to repay the loan.) Cash-out refinancing, in which you take out a new mortgage for more than what you owe.
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How the Government Shutdown Impacts Your Mortgage – The U.S. Department of Agriculture announced it isn’t approving any new USDA loans during the government shutdown. When the shutdown began on December 22, mortgage rates fell. Although the shutdown.
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Increasing your mortgage – getting a further advance – Money. – Increasing your mortgage – getting a further advance If your home has increased in value since you bought it, you could borrow a further advance from your mortgage lender. Find out when this may be a sensible thing to do, but also when it should be avoided.