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FHA Approved Condos : Find a HUD-approved Condo Project –  · FHA loans are popular among first time home buyers because of reduced down payments and lenient credit standards. Condos are often priced lower than surrounding single family homes, making the FHA-condo combination an ideal strategy for a first time home buyer to break into home ownership. That is, if the condo project is FHA approved.

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3%DOWN FLORIDA CONDO MORTGAGE LENDERS – 3. Can I get an Florida FHA mortgage in a Florida Condo that is not FHA Approved? No. Currently FHA and lenders are not allowing spot reviews of condos for FHA Loans. You should check which Condos in the area you are interested in buying are already FHA approved if you are interested in a low down payment FHA loan. 4.

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Norland FHA Loans | Firsttimehomebuyermiamibeachfl – All FHA loans are federally insured and all FHA lenders have been approved by the federal government to service the loans. When compared to other types of mortgages, an FHA loan is especially affordable and easy to qualify for, making them a great choice for people and families who have a limited budget or a tarnished credit history.

USDA First Time Home Buyer Loan – USA Home Financing – USDA Loans for First Time Home Buyers. The second part of the guarantee fee is the monthly premium which is 0.50% of your loan amount (calculated annually, but paid monthly). This amount adjusts each year as your loan balance goes down (as the loan amount decreases the 0.50% x your loan balance will be cheaper).