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Short sales often become long headaches. Now, the government wants to change that. – In a short sale, the homeowner sells the property for less than what is owed on the mortgage, and the lender forgives the difference. Nearly half of the roughly 838,000 single-family mortgage holders.

The Housing Finance Authority of Broward County has launched a mortgage credit certificate program to help reduce home loan financing costs for qualified homeowners in Broward County. The Mortgage Credit Certificate program entitles qualified applicants to a federal income tax credit in an amount of up to $2,000 annually.

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